4931 Needle Fish Ln, St. James City, FL 33956
For Sale $134,900
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**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community’s long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events. The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier. The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space. There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional. With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!
Smoke Detectors
Vaulted Ceiling(s)
Walk- In Closet(s)
Window Coverings
Barbecue
Boat Storage
Bocce Court
Clubhouse
Community Boat Ramp
Community Gulf Boat Access
Library
Pickleball
Shuffleboard Court
Pool
Community Room
Dog Park
Fitness Center
Storage
Taxes: $898.66
Tax Year: 2025
Association Fee: $1,920.00
Association Description: Mandatory
Boat Ramp
Open Porch/ Lanai
Screened Lanai/ Porch
Storage
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Self Cleaning Oven
Washer
Y
Building Description: Manufactured
Building Design: Manufacturedhouse
Community Type: Boating, Mobile/ Manufactured, Non- Gated
MLS Area: Pine Island Cove
Total Square Footage: 768
Total Floors: 1
Water: Central
Short Sale: No
Date Listed: 2026-07-16 00:00:00
Pool Description: Community
Furnished: Turnkey
Windows: Window Coverings
Parking: Covered, Driveway Paved, Golf Cart, R V- Boat, Attached Carport
Flooring: Carpet, Vinyl
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Other
Security: Smoke Detector(S)
Laundry: In Garage
Irrigation: None
55+ Community: Y
Pets: Limits
Restrictions: Deeded, No Motorcycles
Maintenance: Manager, Rec Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: S
Lot Desc.: Regular
Amenities: Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Listing Courtesy Of: Keller Williams Realty Fort Myers And The Islands
alexis.c.hansen@gmail.com
**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community’s long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events. The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier. The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space. There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional. With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!
Property Details
Price: $134,900
Sq Ft: 768
($176 per
sqft)
Bedrooms: 2
Bathrooms: 2
City: St. James City
County: Lee
Development: Pine Island Cove
Acres: 0.0920
Virtual Tour/Floorplan: View
Year Built: 1989
Listing Number: 2026030375
Status Code: A-Active
Taxes: $898.66
Tax Year: 2025
Application Fee: $0.00
Garage:
Furnishings: Turnkey
Pets Allowed: Limits
Interior Features:
Smoke Detectors
Vaulted Ceiling(s)
Walk- In Closet(s)
Window Coverings
Amenities:
Barbecue
Boat Storage
Bocce Court
Clubhouse
Community Boat Ramp
Community Gulf Boat Access
Library
Pickleball
Shuffleboard Court
Pool
Community Room
Dog Park
Fitness Center
Storage
Financial Information:
Taxes: $898.66
Tax Year: 2025
Association Fee: $1,920.00
Association Description: Mandatory
Exterior Features:
Boat Ramp
Open Porch/ Lanai
Screened Lanai/ Porch
Storage
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Self Cleaning Oven
Washer
View:
Y
Additional Information:
Building Description: Manufactured
Building Design: Manufacturedhouse
Community Type: Boating, Mobile/ Manufactured, Non- Gated
MLS Area: Pine Island Cove
Total Square Footage: 768
Total Floors: 1
Water: Central
Short Sale: No
Date Listed: 2026-07-16 00:00:00
Pool Description: Community
Furnished: Turnkey
Windows: Window Coverings
Parking: Covered, Driveway Paved, Golf Cart, R V- Boat, Attached Carport
Flooring: Carpet, Vinyl
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Other
Security: Smoke Detector(S)
Laundry: In Garage
Irrigation: None
55+ Community: Y
Pets: Limits
Restrictions: Deeded, No Motorcycles
Maintenance: Manager, Rec Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: S
Lot Desc.: Regular
Amenities: Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Map of 4931 Needle Fish Ln, St. James City, FL 33956
Listing Courtesy Of: Keller Williams Realty Fort Myers And The Islands
alexis.c.hansen@gmail.com